Choose the right way to prepare
Compare tax preparation routes by scope, records and responsibility—not invented prices or rankings.
The right option depends on return complexity, eligibility for free help and how much support you need. No route guarantees a refund or removes your responsibility to review the return. Ask what federal, state, business and amended returns are included before agreeing to a fee.
Select a column header to sort.
| Approach | Useful when | What to verify | Key limit |
|---|---|---|---|
| IRS Free File guided software | You meet the current program eligibility rules | Current-year income limit, state return terms and partner offer | Eligibility and state coverage vary |
| Free File Fillable Forms | You can prepare a federal return without guided advice | Available forms and your ability to follow IRS instructions | Limited help; federal focus |
| VITA or TCE assistance | You fit the program and local site scope | Eligibility, appointment, documents and return complexity | Volunteer sites cannot handle every tax issue |
| Commercial guided software | Your facts fit supported forms | Federal/state totals, add-ons and support terms | A guided interview still depends on accurate inputs |
| Enrolled agent | You need federal tax expertise or representation | IRS credential, relevant experience and engagement scope | Fees and service coverage need a written agreement |
| Certified public accountant | Tax issues overlap with accounting or business records | State license, tax experience and who signs the return | A credential alone does not establish specialization |
| Tax attorney | A dispute or legal issue needs legal advice | State bar status and relevant tax practice | Legal engagement may not include routine preparation |
| Self-preparation with official forms | You understand the rules and can verify the arithmetic | Correct tax year, schedules and filing method | You perform the research and error checking |
Program availability and eligibility can change. Verify IRS Free File, VITA/TCE, and IRS preparer guidance. We do not collect quotes, sell tax services or receive referral payments through this comparison.